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Moving Regulations & Insurance February 15, 2026

How To File A Moving Damage Claim In Los Angeles (Without Losing Your Mind)

How To File A Moving Damage Claim In Los Angeles (Without Losing Your Mind)

If you’re reading this, there’s a good chance something got damaged during your move in Los Angeles—and now you’re trying to figure out what to do next.

I’m going to walk you through this the same way I would if you called me right after the movers left and said, “Hey, my dresser is cracked—what now?”

No drama, no scare tactics. Just a clear, step‑by‑step guide to filing a moving damage claim in LA, what your rights are, and how we handle it at United Prime Van Lines when something goes wrong.

The First 24 Hours: What To Do Immediately

The first 24 hours are crucial. This is where most people accidentally hurt their own case just because they don’t know the process.

1. Don’t throw away packing materials. Keep the box, the bubble wrap, and the tape. It serves as evidence of how the item was packed and handled.

2. Take clear photos and videos.

  • Wide shot: Show the item in the room.
  • Close‑up: Show the exact damage (crack, dent, scratch).
  • External: Show the damaged box it came out of.

3. Don’t try to repair it yet. If you fix it before the movers see it, they may claim they can't verify the original damage.

4. Check your paperwork. Look at your Bill of Lading and your Valuation Coverage selection.

Understanding Your Rights: Valuation vs. Insurance

This trips everyone up. Movers do not sell "insurance" (unless licensed to do so). We provide Valuation—our legal limit of liability.

Option A: Released Value Protection (The Default)

  • The Cost: Free.
  • The Coverage: $0.60 per pound per article.
  • The Math: If a 150-lb dresser is destroyed: 150 lbs × $0.60 = $90.

Option B: Full Value Protection (FVP)

  • The Cost: Premium fee.
  • The Coverage: The mover must repair, replace, or pay the current market value of the item.

Deadlines:

  • Interstate (Crossing State Lines): You usually have up to 9 months to file.
  • Intrastate (Within CA): Timelines vary by contract (often 30–60 days). Read your contract.

Step-By-Step: How to File the Claim

Step 1: Contact in Writing

You can call, but you need a paper trail. Send an email immediately.

  • Include: Move date, Job Number, and a brief description of the damage.
  • State: "I would like to officially file a damage claim."

Step 2: Fill Out the Form

Be specific. Don't say "everything is broken."

  • Item: "West Elm 6-drawer dresser, oak."
  • Damage: "Deep scratch on top left surface."
  • Value: "Purchased 2022 for $800."

Step 3: The Inspection

For high-value items, the mover may send a repair technician or third-party inspector to evaluate if the item can be fixed.

  • Do not move the item off-site or discard it until the claim is resolved.
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What to Expect: The Settlement Offer

Once the review is complete, the mover will offer one of three things:

  1. Repair: They pay a professional to fix it (common for furniture).
  2. Replacement: They replace it with a similar item (common under Full Value Protection).
  3. Cash: They offer a payout based on your valuation selection.

Note: If you chose the $0.60/lb option, do not be surprised if the cash offer is low. That is the legal limit of that coverage.

LA Specifics That Affect Claims

Los Angeles moves have unique risks that can impact your claim.

1. Long Carries & Shuttles In Hollywood or Downtown, we often have to shuttle items from a big truck to a small van, or carry them long distances. Every extra transfer increases risk. If you saw rough handling during a shuttle transfer, note that in your claim.

2. Elevator Rushes If your building manager gave us a strict 2-hour window and the crew had to rush, accidents can happen. Mention if the environment was chaotic.

3. Storage Factors If your items went into Storage, the mover will check the chain of custody. Was the damage noted when it entered storage, or when it left?

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Common Mistakes to Avoid

  1. Waiting Too Long: Filing 4 months later makes it hard to prove the damage happened during the move.
  2. Tossing the Box: If the box is crushed, that is your best proof of negligence. Keep it!
  3. Padding the Claim: Adding "maybe damaged" items makes the whole claim look suspicious. Stick to the facts.

How We Handle Claims at United Prime Van Lines

We do everything to prevent damage (wrapping, padding, training). But if it happens:

  1. Easy Reporting: We don't hide our claim forms.
  2. Fast Response: We acknowledge receipt and explain the timeline.
  3. Fair Resolution: If we broke it, and it's covered, we aim to fix it or pay for it according to your valuation choice.
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The Checklist

  • Take photos of damage + box.
  • Keep all packing materials.
  • Check Bill of Lading for Valuation choice.
  • Email mover to request claim form.
  • Submit form with photos and specific details.

Damage on a move is personal. It’s your stuff. But the response doesn't have to be chaotic.

If you want to plan a move with a team that treats your things like they matter—and owns it if something goes wrong—Contact United Prime Van Lines.

+1 (888) 807-5399