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Moving Regulations & Insurance December 19, 2025

What You Need To Know About Mover Licensing And Regulations

What You Need To Know About Mover Licensing And Regulations

If you’ve ever tried to compare moving companies and felt completely lost in terms like “MC number,” “DOT number,” “intrastate vs interstate,” or “licensed and insured,” you are absolutely not alone.

Most people just want to know one thing:  

Can I trust these movers with everything I own?

Licensing and regulations are a big part of that answer. The problem is, moving laws weren’t exactly written for regular people. They were written for lawyers, state officials, and insurance companies.

Let’s break this down in normal language, using real-world examples from places like Hallandale Beach in South Florida and Chatsworth in California—two markets where United Prime Van Lines works with customers all the time.

Why Mover Licensing Actually Matters For You

You might be thinking, “I don’t care about license numbers. I just want my stuff not to disappear.”

That’s exactly why you *should* care about them.

When a mover is properly licensed and follows regulations, it means they’re:

  • Registered with government agencies  
  • Required to meet certain safety and insurance standards  
  • Subject to inspections, complaints, and penalties if they mess up badly  

An unlicensed mover, on the other hand, is basically asking you to trust them on vibes alone. If they damage half your furniture, hold your things hostage, or never show up, you’re often left with almost no legal protection.

Licensing doesn’t guarantee perfection. It does give you leverage and a paper trail if something goes wrong.

The Big Picture: Who Regulates Movers In The U.S.?

Here’s the simple breakdown:

  • Interstate moves (state to state) are regulated by the federal government, mainly through the FMCSA (Federal Motor Carrier Safety Administration).  
  • Intrastate moves (within one state) are regulated by state agencies, and rules vary a lot.  
  • Local moves are usually treated as intrastate, but pricing and paperwork can be looser.

So, if you’re:

  • Moving from Hallandale Beach, FL to Atlanta, GA → that’s an interstate move, federal rules apply.  
  • Moving from Chatsworth to San Diego, all within California → that’s intrastate, state rules apply.  
  • Moving a few miles from Hallandale Beach to Hollywood, FL → that’s usually local, but still under Florida’s intrastate regulations.

A serious moving company like United Prime Van Lines has to set up operations to comply with all of this at once—federal and state. That’s one of the reasons a “real” mover will never be the cheapest name you see on Facebook Marketplace.

Key Terms You’ll See (And What They Actually Mean)

You’ll notice certain phrases again and again. Here’s how to decode them.

USDOT Number

  • Issued by the **U.S. Department of Transportation**  
  • Required for **interstate carriers** and for some intrastate operations, depending on state rules  
  • This number lets you look up a company’s safety record, inspections, and complaint history.

You can search it here:  

FMCSA official site: https://safer.fmcsa.dot.gov/CompanySnapshot.aspx

If a company claims to handle **state-to-state moves** and can’t give you a USDOT number? That’s a red flag—not a “maybe,” but a big, serious one.

MC Number (Motor Carrier Number)

  • Issued by FMCSA for companies that **transport household goods across state lines for hire**  
  • It’s part of the company’s federal operating authority.

For interstate moves, you should see both:

  • USDOT number*  
  • MC number

United Prime Van Lines, for example, provides both on our documents, because we do interstate residential and commercial moves on a regular basis.

“Licensed and Insured”

Every mover writes this somewhere. It sounds good. It also tells you almost nothing by itself.

What you want to know is:

1. Licensed where and for what?  

  •   For interstate? For intrastate Florida? For intrastate California?  

2. What insurance do they actually carry?

  •   Cargo coverage? Workers’ comp for their crew?  
  •   Just the basic valuation (which is extremely low by default)?

When you talk with a company rep, ask them to spell this out. If they get defensive, change the subject, or say, “Don’t worry about it, you’re covered,” move on.

A legitimate mover will walk you through it calmly, even if it’s a little technical. That’s usually how our conversations go at United Prime Van Lines: lots of questions from the customer, and that’s encouraged.

Interstate vs. Intrastate Moves: Why The Difference Changes Your Rights

Interstate Moves (Across State Lines)

If your move crosses a state border, federal rules kick in.

Your mover must:

  • Have an active USDOT and MC number 

Provide you with:

  •   A written estimate (binding or non-binding)  
  •   A Bill of Lading (your main contract)  
  •   A Your Rights and Responsibilities When You Move booklet (FMCSA required)  

Offer you at least:

  •   Released Value Protection (basic liability)  
  •   Option to buy Full Value Protection or supplemental coverage

Federal rules also cover:

  • Weight tickets  
  • Claim deadlines  
  • Certain prohibited practices, like “hostage load” situations  
  • How disputes and arbitration must be handled

This is one reason interstate moves feel more “paper-heavy.” That’s not a bad thing—that paper is where your protection lives.

Intrastate Moves in Florida (Including Hallandale Beach & South Florida)

Florida has fairly clear rules for intrastate movers:

  • Movers must register with the Florida Department of Agriculture and Consumer Services (FDACS) if they move household goods within Florida.  

They must provide:

  •   A written estimate  
  •   Written contracts  
  •   Clear disclosure of rates and fees  

They’re not allowed to:

  •   Misrepresent prices or services  
  •   Hold your belongings hostage for more than the contract amount plus a limited overage (there are caps and procedures)

If you book a local move in Hallandale Beach and the mover pressures you to pay way more than the estimate before unloading, Florida law gives you some tools to fight that— if they’re registered and you have documents.

United Prime Van Lines spends a lot of time making sure our Florida paperwork is clear: no mysteries with hourly rates, travel time, extra fees, or what’s included vs. extra.

Intrastate Moves in California (Including Chatsworth & Greater LA)

California takes moving pretty seriously.  

Intrastate movers are regulated by the California Public Utilities Commission (CPUC).

For moves within California:

  • Movers must have a **CAL-T number** (their CPUC license)  
  • They must use CPUC-approved forms and contracts  

There are rules on:

  •   How estimates must be written  
  •   When rates can and can’t change  
  •   What documentation you should get on moving day  
  •   How claims must be handled

When you’re moving from Chatsworth to, say, Pasadena or Orange County, a real California mover will show that CAL-T number—usually on their website, trucks, or paperwork. If you don’t see it, ask.

If they hesitate or say, “We’re working under another company’s license,” that’s usually your cue to look elsewhere.

The Documents You Should Always See From A Legit Moving Company

No matter where you’re moving, there are a few basic papers you should expect.

1. Written Estimate

It should clearly state:

  • Is it binding (fixed price) or non-binding (final price based on actual weight/time)?  

What is included:

  • Packing?  
  • Materials?  
  • Stairs? Long carry? Fuel surcharges?  
  • Origin and destination addresses  
  • Approximate dates

If the estimate is just a number in a text message or a line in an email like, “Probably around $2,000,” that’s not a proper moving estimate.

2. Order for Service / Moving Contract

This is the legal agreement that locks in:

  • Dates and times (or windows)  
  • Pickup and delivery locations  
  • Services to be provided  
  • Your and the mover’s responsibilities

This may be combined with other documents depending on the company, but it should exist in some clear form you can save.

3. Bill of Lading

This is the big one.

The Bill of Lading is:

  • Your main contract of carriage

The final word on:

  •   What the mover is transporting  
  •   Liability and valuation  
  •   Agreed pricing structure  
  •   Key terms and conditions

On moving day, you’ll often sign this when the crew arrives and before they load.

Important: Never sign a blank form. If any section is empty, ask what will be written there, and make sure it’s filled in before you sign.

At United Prime Van Lines, we walk through this with customers—even if they’re in a hurry—because the 5–10 minutes you spend understanding it can save you hours of headache later.

4. Inventory (For Larger Moves)

For bigger or long-distance jobs, the crew may create a numbered inventory:

  • Each item or box gets a tag and line on the list  
  • Condition is noted for furniture and big pieces  
  • You sign when they load and when they deliver

This helps with damage claims later. If a $2,500 TV goes missing, an inventory that shows it was picked up and not delivered is strong evidence in your favor.

The “Insurance” Myth: What Movers Really Cover By Default

One of the most misunderstood parts of moving regulations is **valuation coverage**. A lot of people assume:

> “If they break it, they have to pay me back what it’s worth.”

Not exactly.

Federal Default: Released Value Protection

On interstate moves, the default legal minimum is:

  • $0.60 per pound per item

So if a 200 lb sofa is destroyed, the minimum liability is:

  • 200 lbs × $0.60 = $120

It does not matter if the sofa cost $500 or $5,000. The formula is weight-based, not value-based.

This is why most professional movers recommend upgrading to Full Value Protection or additional third-party insurance for high-value items.

Full Value Protection (FVP)

Full Value Protection usually means:

  • The mover is liable up to the value of your shipment (which you declare)  

If something is lost or damaged, the mover can:

  •   Repair it, or  
  •   Replace it with a similar item, or  
  •   Pay you the fair market value  

There is usually:

  • A minimum value per pound for your entire shipment (for example, $6 per pound times total shipment weight)  
  • A deductible option

At United Prime Van Lines, we talk through this during the quote process, not at the truck door. No one likes being asked to make a rushed insurance decision with a crew standing in their living room.

What You Should Do As A Customer

  • Ask clearly: “What is your default liability, and what are my options to increase coverage?”  
  • Declare high-value items: Art, antiques, jewelry, designer furniture, rare collectibles—talk about these upfront.  
  • Read the liability section of your Bill of Lading and ask about anything that sounds vague.

You don’t have to become an insurance expert. You just want to avoid thinking you’re fully covered when legally, you’re not.

How To Quickly Check If A Mover Is Legit

Here’s a simple, real-world workflow you can use from your phone or laptop.

Step 1: Ask For Their License Numbers

For interstate moves:

  • Ask for their USDOT and MC numbers.

For in-state moves:

  • Florida: Ask if they’re registered with FDACS.  
  • California: Ask for their CAL-T number.

A serious mover will know these off the top of their head or have them clearly listed on their website and email signatures.

Step 2: Look Them Up Online

For interstate movers:

You’ll see:

  •  Status: ACTIVE vs OUT-OF-SERVICE  
  •  Type of operations (household goods)  
  •  Safety ratings and inspections  

For Florida intrastate movers:  

  • FDACS consumer resources (searchable by company name).

For California intrastate movers:  

  • CPUC License Lookup on the CPUC site, using their CAL-T number.

Step 3: Compare What They Say To What You See

Red flags to watch out for:

  • The number they gave you **doesn’t match** the company name  
  • The authority is **inactive**, “not authorized,” or **out of service**  
  • They claim to be “licensed,” but you can’t find any record of them in the state where they operate

If it looks messy already, imagine what your move will look like.

Common Moving Scams And How Licensing Helps You Avoid Them

Licensing doesn’t magically remove all bad actors, but most real scam operations avoid licensing altogether or abuse it in obvious ways.

Here are patterns we see far too often.

1. The “Crazy Low Estimate” That Triples Later

They quote you something absurdly low, sometimes even without a video or in-person survey.

On moving day:

  • They load everything  
  • Claim your shipment is way bigger or heavier than expected  
  • Demand a huge extra payment before delivery

Properly licensed movers—especially interstate ones—have to follow specific rules on changing estimates and charging more than a certain percentage above the estimate at delivery.

If it’s a registered company with a DOT number and FMCSA authority, you have a better chance of getting help if this happens.

2. The “We’re Just A Broker” Surprise

Some companies online aren’t actual movers—they’re **brokers**.

Brokers:

  • Don’t own trucks  
  • Don’t employ movers  
  • Sell or assign your move to another company (which might be fine or might be a nightmare)

Broking itself isn’t illegal, but a broker must be properly registered as a **household goods broker**, and they must disclose that they’re a broker.

If they hide that and you only find out when a totally different truck shows up on move day, that’s a sign they weren’t playing by the rules.

3. “Hostage” Situations

This is when movers:

  • Pick up your goods  
  • Demand way more money  
  • Refuse to deliver until you pay

Federal and state rules specifically address this for licensed movers. FMCSA and state agencies can intervene in serious cases.

With an unlicensed mover, your options shrink to civil lawsuits and police reports that often go nowhere.

How United Prime Van Lines Approaches All This In Real Life

At United Prime Van Lines, we don’t expect customers to become experts in FMCSA regulations or CPUC codes.

What we do aim for is:

- Always providing our license numbers and credentials when asked  

- Explaining the difference between **interstate and intrastate moves** in practical terms  

- Going over:

  - Estimates (and what can change them)  

  - Valuation coverage options  

  - What documents you’ll sign and when  

If you’re moving from Hallandale Beach to another state, we treat your move under all needed **federal interstate rules**, including your rights and responsibilities booklet, proper Bill of Lading, and clear valuation choices.

If you’re moving within Southern California, say, from Chatsworth to another city, we work within the **California intrastate framework**, using the right forms and disclosures for that market.

Licensing and regulations aren’t a sales pitch for us—they’re just how we operate day to day.

Practical Questions To Ask Before You Book A Mover

Here’s a short list you can literally copy and paste into an email or keep on your phone.

1. **Are you a carrier, a broker, or both?**  

2. **What is your USDOT and MC number?** (for interstate moves)  

3. **What license do you operate under for in-state moves in my area?**  

   - Florida: “Are you registered with FDACS?”  

   - California: “What’s your CAL-T number?”  

4. **Is my estimate binding or non-binding? Under what conditions can the final price change?**  

5. **What is your default liability for my items, and what are my options to increase coverage?**  

6. **Will I receive a written estimate, order for service, and Bill of Lading before or on moving day?**  

7. **Who handles claims if something is damaged or lost, and what is the usual timeline?**

Pay attention not only to **what** they answer but **how** they answer.  

If you feel rushed, brushed off, or confused on purpose, go another direction.

Simple Red Flags That Should Make You Walk Away

  • They refuse to give you license numbers  
  • You can’t find them in any federal or state database  
  • They insist on **cash only** or large cash deposits  
  • Their “office” is just a cell number with no real address  
  • They won’t send anything in writing—everything is “don’t worry, we’ll take care of you”  
  • The quote is **way** below what 2–3 other licensed companies quoted

Cheap can get very expensive, very fast, when you’re trusting strangers with your home.

Image Prompts You Can Use With This Article

You can plug these into your preferred image tool:

1. *A clean, bright office scene of a moving coordinator in South Florida sitting with a young couple at a desk, reviewing a printed moving estimate and Bill of Lading, with palm trees visible through the window.*  

2. *A professional moving truck parked on a residential street in Hallandale Beach, Florida, with movers in uniform loading labeled boxes, and the ocean or tropical foliage subtly in the background.*  

3. *Close-up shot of a clipboard showing a moving inventory checklist and Bill of Lading, with a pen, packing tape, and cardboard boxes stacked behind it.*  

4. *A family standing in front of a house in Chatsworth, California, talking with a mover in branded uniform, mountains and typical San Fernando Valley homes in the background.*  

5. *A split-screen style image showing a computer screen with the FMCSA Company Snapshot page on one side, and a person on a phone verifying a mover’s USDOT number on the other side.*

Bringing It All Together

You don’t have to memorize every detail of moving law. What you *do* need is a basic feel for what’s normal and what’s not.

If you remember nothing else from this article, hang onto this:

  • Real movers have real license numbers.
  • Real movers give you real documents.
  • Real movers explain your coverage and your contract in plain language.

Whether you’re moving a condo in Hallandale Beach, a house in Chatsworth, or relocating across the country, taking 15–20 minutes to verify licensing and ask direct questions can easily be the difference between a smooth move and a horror story.

And if you want someone to actually walk you through this step-by-step—what applies to your specific move, what protections make sense, and how to keep surprises off your invoice—that’s exactly the kind of conversation we have with customers every day at United Prime Van Lines.

+1 (888) 807-5399